If you’re looking for a credit card that offers a variety of rewards and benefits, the Fortiva credit card may be a good option.
We’ll check out the good and the bad in this Fortiva credit card review to help you decide if it’s the right card for you.
Is the Fortiva Credit Card Worth it?
Overall, the Fortiva credit card is a good option for those who are looking for a variety of rewards and benefits. However, there are some drawbacks to consider before applying for this card.
How Does the Fortiva Credit Card Stack up to Other Cards?
The Fortiva credit card offers a variety of rewards and benefits, which is one of the reasons it’s a popular choice among consumers. Some of the pros of this card include:
– A variety of rewards and benefits
– No annual fee
– Fairly low interest rates
These are just a few of the many pros that come with the Fortiva credit card.
However, there are also some cons to consider before you apply for this card. Some of the cons of the Fortiva credit card include:
– Foreign transaction fees
– No introductory 0% APR period
– Requires good to excellent credit for approval
What Credit Rating Do You Need to Get Approved?
The Fortiva credit card is a good option for those who have a good to excellent credit score. You’ll likely need a credit score of at least 700 to be approved for this card.
What’s the Average Credit Card Approval Limit?
The average credit card approval limit for the Fortiva credit card is typically around $5,000. However, your limit may be higher or lower depending on your credit score and other factors.
If you’re looking for a credit card with a higher limit, you may want to consider a different card. However, the Fortiva credit card is still a good option for those who are happy with a lower credit limit.
Fortiva Card Details
The APR for this card ranges from 17.49% – 25.49%, which is a bit higher than the average APR of around 16%.
However, if you’re approved for the Fortiva card and you have excellent credit, you may be able to get a lower APR.
This card also has a foreign transaction fee of 3%, which is higher than the average foreign transaction fee of around 2%.
If you travel internationally often, this may not be the best card for you.
The Fortiva credit card also has no introductory 0% APR period.
This credit card also comes with a few other fees to be aware of. These include:
– A returned payment fee of $37
– A late payment fee of up to $37
– A balance transfer fee of 3% or $5, whichever is greater
– A cash advance fee of either 5% or $10, whichever is greater
Balance transfers and cash advances also have a higher APR than purchases.
Fortiva Card Benefits
The Fortiva credit card comes with a variety of rewards and benefits, which is one of the reasons it’s a popular choice among consumers.
Some of the rewards you can earn with this card include cashback, points, and miles. You can also earn a sign-up bonus if you spend a certain amount of money within the first few months of opening your account.
The Fortiva credit card also comes with a few other benefits, such as travel and purchase protection.
Fortiva Application Process
The Fortiva credit card application process is fairly simple and straightforward. You can apply for this card online or over the phone.
To apply online, you’ll need to provide some personal information, such as your name, address, and Social Security number.
You’ll also need to provide some financial information, such as your income and employment status.
Once you’ve submitted your application, you should receive a decision within a few minutes.
If you’re approved for the Fortiva credit card, you’ll receive your card in the mail within 7-10 business days.
A Recap of the Fortiva Credit Card
Overall, this card is a solid choice for those who have a good credit score and are looking for a variety of rewards and benefits.