Are you looking for a new credit card? If you frequently use your cellphone to make purchases, the Sprint Credit Card may be a good option for you.
We’ll provide a detailed review of the Sprint Credit Card so you can decide if it’s worth having in your wallet.
Is the Sprint Credit Card Worth it?
The Sprint Credit Card is designed for people who frequently use their cellphone to make purchases. It offers great rewards and benefits that are perfect for cell phone users.
So, is the Sprint Credit Card worth it? The answer depends on your needs and spending habits. The card offers a generous 2% cash back on all purchases made with your cellphone.
Plus, there’s no annual fee and you’ll get a $100 sign-up bonus after spending $500 in the first three months.
If you’re a heavy cellphone user, the Sprint Credit Card is definitely worth considering. The cash back rewards and lack of fees can save you a lot of money over time.
How Does the Sprint Credit Card Stack up to Other Cards?
The Sprint Credit Card offers some great benefits that can save you money over time. Here are a few of the pros of the card:
-No annual fee
-2% cash back on all purchases made with your cellphone
-$100 sign-up bonus after spending $500 in the first three months
But, the Sprint credit card may not be the best option for everyone. Here are a few of the cons of the card:
-You need to have a cellphone to use the card
-The cash back rewards are only valid for purchases made with your cellphone
-You can only redeem rewards once you reach $25
What Credit Rating Do You Need to Get Approved?
The Sprint Credit Card is available to people with a good credit rating. If you have a credit score of 700 or higher, you’re likely to be approved for the card.
If you’re not sure what your credit score is, you can check it for free at CreditKarma.com or MyFICO.com.
If you have a lower credit score, you may still be able to get approved for the Sprint Credit Card if you have a strong history of making on-time payments.
What’s the Average Sprint Credit Card Approval Limit?
The average Sprint credit card approval limit is around $5,000. If you have a good credit score and a strong history of making on-time payments, you may be able to get approved for a higher limit.
Sprint Credit Card Details
The Sprint Credit Card does not have any annual fees.
However, there are some other fees that you should be aware of.
-If you go over your credit limit, you’ll be charged a $29 fee
-If you make a late payment, you’ll be charged a $37 fee
-If you returned a purchase, you’ll be charged a $37 fee
-If you make a cash advance, you’ll be charged a $15 fee or the greater of either $15 or three percent of the amount of the cash advance
-If you use your card for foreign transactions, you’ll be charged a 3% fee
The Sprint credit card has a variable APR of 24.49%. This APR will vary with the market based on the Prime Rate.
Sprint Card Benefits
The main benefits of the Sprint credit card are:
-2% cash back on all purchases made with your cellphone
-$100 sign-up bonus after spending $500 in the first three months
Application Process
The Sprint credit card application process is simple and straightforward. You can apply online or in-store.
To apply online, you’ll need to provide some personal information, including your name, address, and Social Security number. You’ll also need to provide information about your income and your current credit card balances.
If you’re approved, you’ll receive your new credit card within seven to ten business days.
To apply in-store, you can fill out an application at a Sprint store or a participating retailer. You’ll need to provide the same information as you would if you were applying online.
If you’re approved, you’ll receive your new credit card on the spot.
Eligibility Requirements
To be eligible for the Sprint credit card, you must:
-Be a U.S. citizen or a permanent resident alien
-Have a Social Security number
-Be at least 18 years old (19 in some states)
-Have a good to excellent credit score
A Recap of the Sprint Credit Card
If you’re not a heavy cellphone user, you may be better off with a different credit card. There are plenty of cards on the market that offer similar rewards and benefits without limiting you to purchases made with your cellphone.